Joachim, that's one of the (many) reasons I never buy any of the Stubs lest I get screwed six ways from Sunday.
And while I'm using a cloud service to back up my data, I'd be dead before that becomes my main, much less my only, means of storing my data. Thankfully I don't really do a whole lot of work on my smartphone, and when I do, it's mostly only until I can get to a proper PC.
I like being able to access (most of) my archive from anywhere, of course.

