It's not disturbing, it's just asking for a pile more batteries... :unsure:
Well, the Olympus/Pentax in-body IS is also "always on".
So far I thought, it's a motor for aperture activation. Sounds are different: focussing / OIS / AF and this basic noise.
I guess it relates to the linear AF motor.
I'm not sure about the 100-400mm but the 90mm "rattles" when shaking. If you switch on the camera, the rattling is gone which probably means that the magnets are activated and the AF group is then "hovering" in its channel (which explains the fast AF).
That's my theory at least ;-)
A LEM (Linear Electromagnetic Motor) is silent when not in move. And even when in move, it happens close to noiseless. I wrote a lengthy post to point out two other suspects: the electrcally operated aperture blades and a gyroscopic element.But I think, only Fuji can confirm, and since I already have some little questions to the X-T2, I will include that one, too.